Varma

Varma provides statutory earnings-related pension insurance for private sector employees and self-employed individuals in Finland. The company manages substantial pension assets through diversified, responsible investments, ensuring long-term solvency and reliable pension disbursements. Varma offers risk assessments for work incapacity, supporting clients and promoting workforce well-being.

Varma Mutual Pension Insurance Company was established in 1998, formed via merger of Pension-Sampo and a significant part of Pension-Varma. This consolidation aimed to create a robust entity for managing private sector pension security in Finland. As a mutual company, Varma is owned by its client companies, self-employed customers, and insured employees.

Varma serves private sector employers, their employees, and self-employed individuals throughout Finland, providing a foundational element for their financial futures. Its long-term vision guarantees reliable pension security through prudent asset management and sustainable investment practices for beneficiaries.