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§ Grant
Revenue-based financing for European e-commerce & SaaS businesses. Fast, non-dilutive capital, repaid via revenue share.
Viceversa provides EUR 10,000 to EUR 5,000,000 in AI-driven, non-dilutive capital to European digital businesses with 12+ months history, using real-time data for fast, transparent financing.
European digital businesses with 12+ months history including e-commerce, SaaS, subscriptions, and mobile apps. Evaluation based on revenue data and growth metrics, not credit scores.
EUR 10,000 to EUR 5,000,000 with revenue-based repayment, transparent fees, no equity or personal guarantees. Multiple rounds available as business scales.
Connect data sources on the platform. AI analyzes revenue and growth to generate an offer within 48 hours. Fully digital with no meetings or pitch decks required.
European e-commerce, SaaS, and subscription businesses across multiple EU markets using capital for advertising, product development, and customer acquisition.
Viceversa Growth Financing EU is a revenue-based financing program administered by Viceversa that provides non-dilutive capital to digital businesses. The platform connects directly to corporate sales and marketing accounts to analyze performance, deploying funding amounts ranging from €10,000 to €5 million within three days. Companies repay these equity-free investments through a fixed percentage of their future daily revenues. To qualify, applicants must be incorporated in Europe, possess at least six months of operational history, and generate a minimum of €10,000 in monthly recurring revenue. Viceversa supports its financing capacity through a €100 million debt facility and equity backing from institutions including CDP Venture Capital, Fasanara Capital, BNP Paribas, and Digital Magics. This resource is intended for European e-commerce, software-as-a-service, and marketplace startups seeking fast capital to scale digital marketing campaigns or purchase inventory without sacrificing equity.
Viceversa Growth Financing provides EUR 10,000 to EUR 5,000,000 in non-dilutive capital to European digital businesses with at least 12 months of operating history. The platform uses AI-driven analysis of real-time business data to make fast, transparent financing decisions. Viceversa serves the growing ecosystem of European digital companies that need growth capital without the equity dilution and lengthy processes associated with traditional venture capital.
European digital businesses with 12 or more months of trading history are eligible. The platform serves e-commerce companies, SaaS businesses, subscription services, mobile apps, and other digitally native ventures across EU markets. Viceversa evaluates businesses based on their revenue data, growth metrics, and business fundamentals rather than traditional credit scores or collateral, making financing accessible to digital-first companies.
Financing ranges from EUR 10,000 to EUR 5,000,000 with revenue-based repayment that flexes with business performance. Viceversa charges transparent fees with no equity dilution, personal guarantees, or hidden costs. Capital can fund marketing spend, inventory, hiring, product development, or any growth initiative. The platform provides a dashboard for tracking financing, monitoring key metrics, and planning future capital needs. Multiple rounds available as the business scales.
Apply through Viceversa's online platform by connecting your business data sources. The AI-powered system analyzes your revenue patterns and growth trajectory to generate a financing offer, typically within 48 hours. If accepted, funds are disbursed within days. The process is fully digital with no meetings, pitch decks, or extensive documentation required.
Viceversa has financed European digital businesses across multiple countries, including e-commerce brands scaling their advertising, SaaS companies investing in product development, and subscription businesses expanding their customer base. The platform serves companies across major European markets and has been part of the growing movement of non-dilutive financing alternatives in Europe's startup ecosystem.