Nicolas Ramsay

Nicolas Ramsay is the Co-founder and Chief Executive Officer of Circular, a technology subscription startup based in Singapore. Since establishing the venture in 2021, he has developed a circular economy marketplace providing consumers with flexible subscription access to premium smartphones, laptops, and wearable devices. Prior to launching Circular, Ramsay spent more than a decade scaling financial technology platforms and digital marketplaces across Southeast Asia, including a notable tenure at the personal finance portal MoneySmart. His broader 12-year professional background encompasses product management, software engineering, and new venture building across government agencies and product-based startups in both the Australian and Singaporean technology markets. Recently featured on the Money FM 89.3 broadcast network and the Beamstart platform to discuss second-hand electronics, his current focus remains on expanding sustainable hardware access and reducing electronic waste through scalable rental frameworks.