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§ Private Profile · 3rd Floor, 91 Springboard, The Pavilion, #175, Bannerghatta Rd, Dollar Layout, Near Rainbow Hospital, Phase 4, J. P. Nagar, Bengaluru, Karnataka 560076
Asset-backed fixed income products for retail and high net-worth investors.
Wint Wealth operates an online platform democratizing access to debt investments for retail investors in India. The company provides a marketplace where individuals can invest in various debt instruments, primarily bonds, offering returns designed to surpass traditional fixed deposits while maintaining a lower risk profile compared to equities. As a SEBI-registered broker, Wint Wealth facilitates these transactions, aiming to make stable, yield-generating assets accessible to a broader audience.
The company was founded in 2020, initially known as GrowFix, by a team of six co-founders: Ajinkya Kulkarni, Abhik Patel, Shashank Chimaladari, Anshul Gupta, Vinay Dubey, and Sruthi Sivakumar. Their collective insight identified a market gap for individual investors seeking reliable, higher-yield fixed-income opportunities in India. The founders brought diverse expertise from fintech, e-commerce, and financial product development, including backgrounds at mSwipe, Shop 101, Northern Arc Capital, WhiteHat Jr, and Meesho.
Wint Wealth primarily serves retail investors looking to diversify their portfolios with debt assets. Its vision centers on becoming the premier and most trusted debt investment platform in India, empowering individuals to achieve portfolio stability without sacrificing the potential for strong returns. The company aims to continually expand its offerings and reach, fostering a more inclusive and robust debt investment ecosystem.
Wint Wealth has raised $64.7M across 4 funding rounds.
Wint Wealth has raised $64.7M in total across 4 funding rounds.
Wint Wealth has raised $64.7M across 4 funding rounds. Most recently, it raised $27.7M Series B in January 2026.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Jan 14, 2026 | $27.7M Series B | — | 3one4 Capital, Arkam Ventures, Eight Roads Ventures | Announced |
| Oct 24, 2025 | $20M Venture Round | — | — | Announced |
| May 21, 2022 | $15M Series A | Eight Roads Ventures | 3one4 Capital, AngelList, Better Advisor, Billion Brains, Blume Ventures, JJ Beshara Angel, Unitary Fund | Announced |
| Jan 1, 2021 | $2M Seed | — | 01 Advisors, 2.12 Angels, Bling Capital, BlockTower Capital, QED Investors, SciFi VC, ThirdLove, Tusk Venture Partners | Announced |
Wint Wealth has raised $64.7M in total across 4 funding rounds.
Wint Wealth's investors include 3one4 Capital, Arkam Ventures, Eight Roads Ventures, AngelList, Better Advisor, Billion Brains, Blume Ventures, JJ Beshara Angel, Unitary Fund, 01 Advisors, 2.12 Angels, Bling Capital.
Wint Wealth is a Bengaluru-based fintech company founded in 2020 that operates an online platform enabling retail investors to access high-yield, asset-backed fixed-income products like bonds, positioned between low-risk fixed deposits (FDs) and high-risk stocks.[1][2][4][5] It democratizes debt investments in India by curating meticulously selected bonds offering 9-12% returns over 1-3 years, with features like bankruptcy-remote structures (e.g., covered bonds) for added security, and the company co-invests a small percentage in each bond listed.[2][5] Serving high-net-worth individuals and retail users, it solves the problem of limited access to superior fixed-income alternatives amid India's growing demand for diversified, low-to-medium risk options; the platform has achieved zero defaults to date, sold numerous bonds, boasts 486K monthly web traffic, 113 employees, and has raised $16.39M-$17M in Series A funding as of 2022.[1][2][4][5]
Wint Wealth emerged in 2020 from Growfix, focusing initially on personalized investment recommendations before pivoting to its core platform for high-yield debt products.[1][3] Key founders include talent from top firms like an ex-VP of Design & Research at Meesho (National Institute of Design alum with 10+ years scaling startups from 0 to 1) and other experts in fintech and design.[5] The idea stemmed from India's underserved retail debt market, where traditional options like FDs offered low returns; early traction built on curating asset-backed securities with strong safeguards, leading to SEBI registration as a stock broker (INZ000313632) and rapid growth to Series A funding of ~$15M in May 2022 from investors including those listed in funding trackers.[1][2][5]
Wint Wealth rides India's fintech boom in alternative investments, capitalizing on rising retail participation post-demat boom and demand for yields beating FDs (amid 6-7% inflation) while avoiding equity volatility.[2][4][5] Timing aligns with regulatory easing for digital debt platforms (SEBI approvals) and post-COVID shift to fixed-income diversification, fueled by market forces like high debt issuance from corporates and NBFCs.[1][5] It influences the ecosystem by onboarding retail to high-yield bonds (previously HNIs-only), boosting liquidity in underserved debt segments and setting standards for co-investment/transparency models.[2][3]
Wint Wealth is poised for expansion with new bond issuances, B2B partnerships, and potential Series B amid India's $5T+ debt market growth and digital adoption trends like UPI-fintech integration.[4][5] Regulatory tailwinds and zero-default track record position it to capture share from banks/FDs, while AI-driven curation could enhance personalization. Its influence may evolve from niche curator to full-spectrum digital wealth manager, empowering millions in a high-interest-rate era—reinforcing its mission to make high returns accessible without undue risk.[2][5]