RGAx

RGAx operates as the innovation and digital business unit of Reinsurance Group of America (RGA), serving as its transformation engine. It focuses on developing new strategies and solutions for the life and health insurance industry, extending beyond traditional research and development. The company leverages technology to create advancements such as digital disease management platforms and underwriting solutions like UWPal, a cloud-based engine designed to modernize risk assessment.

Established in 2015, RGAx was conceived as a wholly-owned subsidiary to accelerate innovation within the life insurance sector. The strategic insight behind its formation was to proactively explore the evolving landscape of insurance, utilizing RGA's extensive talent and over four decades of industry experience to drive future-oriented solutions rather than merely incremental improvements. This initiative reflects a commitment to pioneering new approaches in a historically traditional industry.

RGAx's offerings are utilized by insurance carriers and insurtech companies seeking to enhance their product development and operational efficiencies. Through its investments and product developments, RGAx aims to reimagine the future of insurance, fostering advancements that improve medical outcomes, streamline processes, and ultimately transform how the industry operates globally. The company envisions a forward-looking insurance ecosystem built on continuous innovation.