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Method Financial has raised $63.5M across 4 funding rounds.
Key people at Method Financial.
Method Financial was founded in 2021 by Jose Bethancourt (Founder) and Kevin Farnham (Founder & Chief Executive Officer) and Jesus Marco del Carmen (Founder).
Method Financial has raised $63.5M in total across 4 funding rounds.
Method provides connectivity to consumer credit and liability accounts, enabling end-to-end refinance experiences, real-time account data access, and one-click checkout.
Method Financial has raised $63.5M across 4 funding rounds. Most recently, it raised $42.0M Series B in January 2025.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Jan 1, 2025 | $42M Series B | Emergence Capital | 01 Advisors, Abstract Ventures, Addition, Andreessen Horowitz, B8, Bessemer Venture Partners, General Catalyst, Qiming Venture Partners, Redpoint Ventures, South Park Commons, Y Combinator, Dylan Field, Gokul Rajaram | Announced |
| Jan 1, 2023 | $16M Series A | Marc Andrusko | Abstract Ventures, Andreessen Horowitz, Ardent Venture Partners, Cameron Ventures, Correlation Ventures, Emergence Capital, Forum Ventures, F Prime Capital, Hack VC, Saga, Shift Left Ventures, Surface Ventures, SV Angel, Valar Ventures, Y Combinator, Dylan Field, Gokul Rajaram, Haroon Mokhtarzada | Announced |
| Feb 2, 2022 | $2.5M Pre Seed | — | — | Announced |
| Feb 1, 2022 | $3M Seed | — | Abstract Ventures, Andreessen Horowitz, Ardent Venture Partners, Cameron Ventures, Emergence Capital, Sherpalo Ventures, Shift Left Ventures, South Park Commons, SV Angel, Y Combinator | Announced |
Method Financial is a fintech company founded in 2021 that provides a financial connectivity API focused on consumer liabilities, enabling real-time access to user financial data and seamless repayment of debts. Its mission is to make personal finance more autonomous by allowing financial institutions, credit unions, banks, and financial management apps to embed loan repayment, balance transfers, and bill pay automation directly into their user experiences. This API-driven approach improves accessibility and control over financial information, helping consumers manage their liabilities holistically and empowering lenders to offer more competitive credit products. Method serves fintech platforms and financial institutions, addressing the problem of fragmented and difficult-to-access consumer debt data, which traditionally hampers financial wellness and refinancing options. The company has shown strong growth momentum, having secured Series A and B funding rounds, onboarded over 45 customers, and facilitated connections to $2 billion in consumer debt and $50 million in payments[1][2][3][5][6].
Method Financial was founded in 2021 by Jose Bethancourt (CEO), Marco del Carmen (CTO), and Mit Shah, who brought deep fintech, payments, and technical expertise to address systemic challenges in consumer debt management. The idea emerged from recognizing the difficulties consumers face in accessing and managing their student loans and other liabilities due to fragmented data and payment systems. Early traction came from building a suite of consumer-permissioned debt repayment tools that enable real-time data retrieval and payment execution across a broad spectrum of debts, even for consumers without traditional online banking. The company quickly launched Method Payments, enabling partners to push money to consumer liability accounts across 15,000+ financial institutions via a single API, marking a pivotal moment in their product development and market entry[4][5][6].
Method Financial rides the growing trend of open finance and embedded fintech, where consumers demand centralized, data-driven, and personalized financial management tools. The timing is critical due to rising interest rates and inflation, which increase the need for efficient debt consolidation and refinancing solutions. Market forces such as regulatory support for open banking (e.g., CFPB’s 1033 rule), increasing consumer demand for autonomy in managing liabilities, and fintech disruption of traditional lending create a favorable environment for Method’s APIs. By enabling seamless integration of debt management into various platforms, Method influences the broader ecosystem by helping financial service providers deliver uninterrupted, compliant, and user-friendly debt solutions that improve financial wellness and reduce inequality gaps[3][6].
Looking ahead, Method Financial is poised to deepen its impact by expanding its core technology to enable even more autonomous and personalized liability experiences, potentially automating refinancing and debt management further. Trends such as increased regulatory emphasis on consumer data rights, growing adoption of open finance, and the continued rise of embedded fintech experiences will shape its journey. Method’s influence is likely to grow as it empowers more financial institutions and fintechs to offer integrated, real-time debt management solutions that serve underbanked and digitally underserved populations. This trajectory aligns with its mission to revolutionize financial APIs and democratize access to competitive credit and financial autonomy[4][5][6].
Method Financial was founded in 2021 by Jose Bethancourt (Founder) and Kevin Farnham (Founder & Chief Executive Officer) and Jesus Marco del Carmen (Founder).
Method Financial has raised $63.5M in total across 4 funding rounds.
Method Financial's investors include Emergence Capital, 01 Advisors, Abstract Ventures, Addition, Andreessen Horowitz, B8, Bessemer Venture Partners, General Catalyst, Qiming Venture Partners, Redpoint Ventures, South Park Commons, Y Combinator.
Key people at Method Financial.