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§ Private Profile · London, United Kingdom
Technology company providing financial services, tools for payments, invoicing, and savings. Simplifies money management for individuals and businesses.
Due has raised $7.0M across 2 funding rounds.
Key people at Due.
Due was founded in 2022 by John Rampton (Founder and CEO).
Due has raised $7.0M in total across 2 funding rounds.
Due is a financial technology enterprise operating from an undisclosed headquarters location that develops payment processing, digital invoicing, and savings management software for both individual consumers and commercial businesses. The platform functions by consolidating various daily money management requirements into a single interface, thereby simplifying complex financial workflows and promoting long-term financial independence. Operating primarily within the personal finance and corporate invoicing sectors, the organization targets independent contractors, freelancers, and small business owners seeking secure, purpose-driven wealth management and streamlined transaction capabilities. While specific operational metrics regarding total venture funding raised, current enterprise valuation, assets under management, and active user count remain undisclosed, the firm continues to scale its core financial infrastructure alongside industry peers like Stripe and PayPal. Due was officially established in 2015 by serial entrepreneur, founder, and current Chief Executive Officer John Rampton.
# Due: A Payments Solution Company
Due is a fintech company that provides payment processing and transaction solutions for businesses and individuals[3]. The company operates as a payments solution provider, offering credit card processing, international payment capabilities, and digital wallet functionality[3]. Due serves small to medium-sized businesses and entrepreneurs who need accessible, straightforward payment infrastructure without complex enterprise requirements.
The company addresses a fundamental problem in the digital economy: the need for simple, affordable payment processing with transparent pricing. Rather than charging variable rates that fluctuate based on transaction type, Due employs a flat-rate transaction fee model of 2.7 percent for credit card processing, including global payments[3]. This approach appeals to businesses seeking predictability in their payment costs. Beyond basic card processing, Due has expanded its platform to include ACH payments, time-tracking tools, and online invoicing capabilities, positioning itself as a lightweight business operations platform[3].
Due was founded and is headquartered in Draper, Utah[3]. The company emerged within the broader fintech movement, building on blockchain and distributed ledger technology to create what it describes as a blockchain-powered global payments platform[2]. This foundation reflects Due's positioning at the intersection of traditional payment processing and emerging financial technologies, allowing it to serve customers who value both accessibility and technological sophistication.
The company has maintained a lean operational structure, with approximately 27 employees[3], suggesting a focused approach to product development and customer service rather than rapid scaling through headcount expansion.
Transparent Pricing Model: Due's flat-rate fee structure of 2.7 percent eliminates the complexity of variable pricing tiers, making it easier for businesses to forecast payment processing costs[3].
Integrated Ecosystem: Rather than forcing customers to juggle multiple vendors, Due has integrated PayPal and Stripe payment options alongside its native processing capabilities, creating a more comprehensive platform[3].
Multi-Function Platform: The inclusion of time-tracking and online invoicing tools positions Due beyond pure payment processing, offering small business operators a more cohesive workflow solution[3].
Blockchain Foundation: Due's underlying blockchain-powered architecture differentiates it from traditional payment processors, appealing to businesses interested in decentralized financial infrastructure[2].
Due operates within the fintech revolution that has fundamentally disrupted traditional payment processing. The timing has been favorable for companies offering alternatives to legacy payment processors, as small businesses increasingly demand transparency, lower costs, and integrated solutions rather than piecing together disparate tools.
The company rides several converging trends: the shift toward digital payments acceleration, the growing acceptance of blockchain technology in financial services, and the rise of API-first business platforms that allow seamless integration across tools. Due's positioning as a blockchain-powered solution also positions it to benefit from broader institutional adoption of distributed ledger technology in financial services.
By offering a simplified, transparent alternative to traditional payment processors, Due influences the broader ecosystem by putting pressure on incumbents to improve pricing transparency and user experience. The company's integrated approach—combining payments with invoicing and time-tracking—reflects a broader industry trend toward consolidation of business tools into unified platforms.
Due represents a pragmatic approach to fintech innovation: taking a fundamental business problem (payment processing) and solving it with modern technology (blockchain infrastructure) and user-centric design (flat-rate pricing, integrated tools). The company's lean team size suggests a focus on sustainable growth rather than venture-backed hypergrowth, which may limit its market reach but could provide operational stability.
Looking forward, Due's trajectory will likely depend on several factors: whether blockchain-based payment processing gains broader mainstream adoption, how effectively the company can compete against both fintech upstarts and traditional processors expanding their offerings, and whether its integrated platform approach resonates with its target market of small to medium-sized businesses. The company's ability to expand its feature set while maintaining simplicity will be critical—the fintech landscape is increasingly crowded, and differentiation through ease of use and transparent pricing alone may prove insufficient as competitors match these offerings.
The broader question for Due is whether it can evolve from a payment processor into a more comprehensive business operations platform, or whether it will remain a specialized player in the payments space. Its current positioning suggests the former ambition, but execution will determine whether it becomes a meaningful player in the competitive fintech ecosystem or remains a niche solution for cost-conscious small businesses.
Key people at Due.
Due has raised $7.0M across 2 funding rounds. Most recently, it raised $4.0M Seed in July 2025.
| Date | Round | Lead Investors | Other Investors | Status |
|---|---|---|---|---|
| Jul 1, 2025 | $4M Seed | — | Speedinvest, Itamar Lesuisse, Fabric Ventures, Polymorphic Capital, Semantic Ventures, Strobe Ventures | Announced |
| Nov 1, 2023 | $3M Seed | Fabric Ventures, Semantic Ventures | Speedinvest, Emil Urmanshin, Itamar Lesuisse, Pavel Karagjaur, Thomas Klocanas, Discovery Ventures, Polymorphic Capital | Announced |
Due was founded in 2022 by John Rampton (Founder and CEO).
Due has raised $7.0M in total across 2 funding rounds.
Due's investors include Speedinvest, Itamar Lesuisse, Fabric Ventures, Polymorphic Capital, Semantic Ventures, Strobe Ventures, Emil Urmanshin, Pavel Karagjaur, Thomas Klocanas, Discovery Ventures.
